Effective Date: October 13, 2025
Kemaskini Terakhir: October 13, 2025
1. Introduction
Welcome to Rumavi ("we," "our," or "us"), operated by Maayan Capital Pte Ltd (UEN: 202415180Z), a company incorporated in Singapore with its registered office at 111 North Bridge Road, 20-05 Peninsula Plaza, Singapore 179098.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. Please read this policy carefully. By accessing or using Rumavi, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy and our Terms of Use.
2. Bagaimana Kami Menggunakan Maklumat Anda
2.1 Personal Information
We may collect personal information that you voluntarily provide to us, including but not limited to:
- Name and contact information (email address, phone number)
- Account credentials
- Payment and billing information
- Communication preferences
- Any other information you choose to provide
2.2 Automatically Collected Information
When you visit our website, we automatically collect certain information about your device, including:
- IP address
- Browser type and version
- Operating system
- Referring URLs
- Pages viewed and time spent on pages
- Click-stream data
- Cookies and similar tracking technologies
2.3 Cookies and Tracking Technologies
We use cookies, web beacons, and similar technologies to enhance your experience, analyze trends, and gather demographic information. You may control cookie preferences through your browser settings, though disabling cookies may limit certain functionalities.
3. Keselamatan Data
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- To provide, maintain, and improve our services
- To process transactions and send related information
- To respond to your inquiries and provide customer support
- To send administrative information, updates, and security alerts
- To monitor and analyze usage trends and preferences
- To detect, prevent, and address technical issues and fraudulent activity
- To comply with legal obligations and enforce our terms
- To send marketing communications (with your consent where required)
4. Perkongsian Maklumat Anda
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4.1 Service Providers
We may share information with third-party service providers who perform services on our behalf, including payment processing, data analysis, email delivery, hosting services, and customer service.
4.2 Business Transfers
In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business, your information may be transferred to the acquiring entity.
4.3 Legal Requirements
We may disclose information if required to do so by law or in response to valid requests by public authorities, including to meet national security or law enforcement requirements, or to protect our rights, privacy, safety, or property.
4.4 With Your Consent
We may share your information for any other purpose with your consent.
5. Hak Anda
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Kuki dan Penjejakan
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we will securely delete or anonymize it.
7. Perubahan kepada Dasar Ini
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- Access to your personal information
- Correction of inaccurate information
- Deletion of your information
- Objection to processing
- Data portability
- Withdrawal of consent
- Lodge a complaint with a supervisory authority
To exercise these rights, please contact us using the information provided in Section 14.
8. Hubungi Kami
Your information may be transferred to and processed in countries other than Singapore. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable data protection laws.
9. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information promptly.
10. Investment Disclaimer and Limitation of Liability
10.1 No Investment Advice
IMPORTANT: Nothing contained on the Rumavi website, including but not limited to articles, analysis, commentary, data, charts, tools, calculators, or any other content, constitutes investment advice, financial advice, trading advice, or any other type of professional advice. The information provided is for general informational and educational purposes only.
You should not construe any information on this website as an invitation, offer, or recommendation to buy or sell any securities, financial instruments, or investment products. Any decisions you make based on information from this website are made at your own risk and discretion.
10.2 No Fiduciary Duty
Maayan Capital Pte Ltd and Rumavi do not act as your fiduciary or advisor. We do not provide personalized investment recommendations tailored to your individual circumstances, financial situation, or investment objectives.
10.3 Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related graphics contained on the website.
Market data, financial information, and other content may contain inaccuracies or typographical errors. Information may be changed or updated without notice.
10.4 Investment Risks
Investing in financial markets involves substantial risk of loss. Past performance is not indicative of future results. You should consult with qualified financial, legal, and tax professionals before making any investment decisions.
10.5 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
Maayan Capital Pte Ltd, its directors, officers, employees, affiliates, agents, and licensors SHALL NOT BE LIABLE for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, revenue, or data
- Loss of use or business opportunities
- Investment losses or financial damages
- Damages arising from decisions made based on information from this website
- Any other damages or losses arising from your use or inability to use the website
This limitation applies regardless of the legal theory upon which such damages are based, whether in contract, tort (including negligence), strict liability, or otherwise, even if we have been advised of the possibility of such damages.
10.6 Indemnification
You agree to indemnify, defend, and hold harmless Maayan Capital Pte Ltd, Rumavi, and their respective officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:
- Your use of the website
- Your violation of this Privacy Policy or Terms of Use
- Your violation of any rights of another party
- Investment decisions made based on information from the website
10.7 Third-Party Content and Links
Our website may contain links to third-party websites or services that are not owned or controlled by Maayan Capital Pte Ltd. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any third-party content or services.
10.8 Regulatory Disclaimer
Maayan Capital Pte Ltd may not be licensed to provide financial advisory services in all jurisdictions. You are responsible for ensuring that your use of this website complies with applicable laws and regulations in your jurisdiction.
Nothing on this website should be construed as an offer to sell or solicitation of an offer to buy any securities or financial instruments in any jurisdiction where such offer or solicitation would be unlawful.
11. Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of the website after any modifications constitutes your acceptance of the updated Privacy Policy.
12. Governing Law and Jurisdiction
This Privacy Policy and any disputes arising out of or related to it shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.
Any legal action or proceeding arising out of or related to this Privacy Policy shall be instituted exclusively in the courts of Singapore, and you consent to the personal jurisdiction of such courts.
13. Severability
If any provision of this Privacy Policy is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render this Privacy Policy unenforceable or invalid as a whole. Such provisions shall be deleted without affecting the remaining provisions herein.
14. Contact Information
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Maayan Capital Pte Ltd
Email: contact@rumavi.com
Address: 111 North Bridge Road, 20-05 Peninsula Plaza, Singapore 179098
For data protection inquiries, please mark your correspondence "Attention: Data Protection Officer."
15. Acceptance of Terms
By using Rumavi, you acknowledge that you have read this Privacy Policy, understand it, and agree to be bound by its terms and conditions. If you do not agree with this Privacy Policy, please do not access or use our website or services.
Kemaskini Terakhir: October 13, 2025
Version: 1.0